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Parents visiting from India: what to look for in a home

Mon, 21 Sep 2026 10:45:44 GMT

A home that works for two households.

For many of our Indian clients a home has to work for two households: the family that lives there all year, and parents who come over for a few months. These are the points we check during viewings.

Stairs. Dutch staircases can be steep and narrow. Newer homes in Leidsche Rijn are usually better than older city homes. Look at handrails and at the height of the steps.
A bedroom with a bathroom on the same floor. Ideal is a ground-floor room, or a first-floor bedroom next to the bathroom.
Walking distance. A supermarket, a park bench, a bus stop. Parents who can go out on their own enjoy their stay far more.
Heating per room. Visitors from a warm climate often want it warmer than you do. Underfloor heating with separate zones is a plus.
Space to cook together. A kitchen where two people can work, with proper extraction.

Tell us about your family situation in the first meeting. It changes which homes we put on your list.

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Leaving the Netherlands: what happens to your home and your mortgage?

Mon, 21 Sep 2026 10:43:05 GMT

Good news: a Dutch home does not tie you down.

It is the question behind the question for many expats: what if my employer sends me somewhere else? The good news is that a Dutch home does not tie you down.

Selling. You can sell at any time. Most lenders do not charge a penalty when you repay the mortgage because you sell the home. We can value your home and handle the sale through REMAX De Woonspecialist, also when you have already left the country.

Renting out. Renting out a home with a regular mortgage needs the lender's written permission. Some lenders give temporary permission when you move abroad for work, others do not, and the mortgage interest is no longer deductible while the home is rented out. Ask before you sign a rental contract.

Keeping it for your return. Possible, but think about management, tax in both countries and insurance.

If there is a real chance that you will move on within a few years, tell us at the start. It influences which lender and which interest period fit you best.

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Renting or buying in Leidsche Rijn: how to decide

Mon, 21 Sep 2026 10:40:35 GMT

Keep renting or buy? Decide on numbers instead of on a feeling.

Almost every expat starts in a rental home, and that makes sense for the first year. After that the question comes up: keep renting or buy?

Buying makes sense when you expect to stay at least three to five years, you have a permanent contract or a statement of intent from your employer, and you have savings for the buying costs. Your monthly payment then builds up equity, the interest is tax-deductible and your housing costs are fixed for as long as you fix your rate.

Renting makes sense when you may leave within two years, your contract situation is still uncertain, or you do not yet know in which part of the region you want to live. The buying costs of 4% to 6% need time to earn themselves back.

A calculation for your own situation takes us less than an hour. We compare your current rent with the net monthly cost of a comparable home in Leidsche Rijn, so you can decide on numbers instead of on a feeling.

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The 30% ruling becomes 27% in 2027: what does it mean for your mortgage?

Sun, 20 Sep 2026 19:48:10 GMT

What the proposed change to the expat ruling means for your borrowing capacity and your monthly budget.

The Dutch government has proposed to lower the tax-free part of the expat ruling from 30% to 27% from 1 January 2027, and to raise the salary requirement at the same time. Parliament still has to approve the plan. If you already used the ruling before 2024, transitional rules let you keep 30% for the rest of your five years.

For your mortgage the impact is smaller than most people expect. Lenders calculate your maximum loan on your gross salary, and the ruling does not change your gross salary. What does change is your net income: a lower tax-free part means a somewhat lower net salary.

Our advice has always been the same: decide what you can comfortably pay per month based on your income without the ruling. If the numbers work without it, the change in 2027 will not affect your home, and the end of your five years will not either.

Wondering what your own situation looks like? Schedule a free appointment and we will calculate it with you.